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Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren’t necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it’s the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you’re looking to improve your understanding and your finances, here’s what you need to know about small mistakes and your FICO score. . . . → Read More: Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

It may feel like a daunting task to consider buying a home after you’ve declared bankruptcy, and there’s no doubt that it’s an uphill battle. Fortunately, while you’ll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you’ve just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market. . . . → Read More: Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

Finding the right home and the right mortgage can take a lot of time and energy, so it’s important to consider whether you’ll be prepared for approval before diving into the process. Whether you’ve had some financial setbacks or you just want to have an idea ahead of time, here are some ways to quickly determine if you’ll be pre-approved for a mortgage. . . . → Read More: Are You ‘Mortgage Pre-approval Worthy’? Learn How to Assess Your Finances in 10 Minutes

Did You Know: 3 Reasons Why Mortgage Pre-approval Should Be Your Very First Step

There are so many details involved in the mortgage process that you may not be aware of what pre-approval is if you’ve just entered the market. However, pre-approval assesses your ability to make monthly mortgage payments and can be an important first step in the home-buying process. If you’re currently contemplating a home purchase, here’s why you may want to consider pre-approval first. . . . → Read More: Did You Know: 3 Reasons Why Mortgage Pre-approval Should Be Your Very First Step

4 Things You Absolutely Should Not Do After You Apply for a Mortgage

If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application. . . . → Read More: 4 Things You Absolutely Should Not Do After You Apply for a Mortgage

Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval

There’s a lot of flexibility and personal freedom associated with self-employment that can be a great benefit to your lifestyle and your pocketbook. If you’ve recently become self-employed or have been in the game for a while, here are some things you may want to consider before submitting your mortgage application. . . . → Read More: Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval

Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase. . . . → Read More: Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

If you’re wondering how much home you can truly afford and how your cost of living will fare for your mortgage approval, here are some of the details on what you can expect when it comes to finding a home at an affordable price. . . . → Read More: Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

A good credit rating is built on a number of financial factors including paying your bills on time and the length of your credit history, but loans can also be a source of bolstering your credit score in a positive way. . . . → Read More: 3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage