Looking for a new house in Broward County?
Everyone dreams of owning their own home. When buying your first home, it can be a very exciting, yet anxiety filled experience. However, if you know what to expect during the home buying process you will be more relaxed and comfortable during this lengthy process knowing that we will be by you every step of the way guiding you through it and looking out for your best interests. Below are some of the things we will be helping you with along the way!
Start searching homes for sale in Broward County here:
Setting a Budget
Before the house hunting process begins, it is important to know how much you can afford. Expenses to consider include the down payment, monthly expenses, property taxes and any home insurance costs. These will all have to be considered before the home buying process begins as they are typically included in your new monthly payment. Since a person’s credit score determines their interest rate, knowing your score ahead of time can help you decide if now is a good time to buy or not. An individual’s debt-to-income ratio must also fall within acceptable limits of the home’s cost. Once you have determined these things, and if you feel that your budget has enough room to afford a new home, then its time to begin the home buying process!
Getting Pre-Approved
When looking for a loan, be sure to get more than one loan quote to get the best interest rate and loan terms for your mortgage. Different banks and companies will offer different loan origination fees and by shopping around you can often times save yourself a lot of money. Be sure to also check your loan officers website for testimonials and information. A good loan officer will offer you many online resources and tools. Before you lock in your rate, be sure to check the daily rate with the rate your loan officer gives you to ensure you are getting the lowest rate possible. Interest rates will determine how much a mortgage will cost each month and come in fixed or adjustable terms. Mortgage lengths can range from 15 years to 30 years with some loan providers now offering 40 year mortgages as well. The longer the repayment term, the lower the payments will be. However, the interest accrued will also be higher on a longer loan.
Finding a Home
Once you have been pre-approved for a mortgage and you know what amount your bank has approved you for, it’s time to find your dream home! First, start by trying one of our easy home searches above. You can use the Easy search to search with the simplest options and get a wide range of homes. Or try the Advanced search to choose more specific options to drill down a more specific set of results. The Map search offers a unique perspective by allowing you to use the polygon tool on the side boundaries on a map around the areas you want to live in. Already know the address of the property you want? Try the Address Search. OR if you have a listing ID you can use the Listing Search to search by MLS#. Find home you like? Simply click not he Schedule a showing button and send me an alert. I will schedule the time and confirm with you once it is set up! Once you have started searching be sure to create a free Property Saver account so you can save your Search criteria and get Listing Alerts sent directly to you so you do not miss out on the hottest buys. You can also save your favorite homes to come back and view later. The Property Saver account has a ton of great tools designed to cater directly to you and provide you with a home buying experience.
Making an Offer
There is an art to making an offer on a home. Typically, sellers place their home’s value a little higher than their desired price. A buyer will send in a lower bid, in a reasonable range, and the seller will counter with an offer somewhere in the middle. Appliances might also be negotiable if you are willing to up your offer a bit. Your Realtor will be watching for signs of problems in the home and will make suggestions to you regarding the offer. Listen to them closely as this is their business and they do it every day. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes concessions or closing costs. Their job is to protect you in the contract.
Home Inspections
Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.
Home Insurance
Lenders normally require that you insure your home. Home Insurance Policies cover the costs to fix any damages that might occur to the home. The price of this insurance is dependent on a home’s age, location and value and the insurance company you choose. Be sure to call around and get several quotes. Agents will oftentimes be able to take your information over the phone and get back to you the same day with a quote. Once you choose a company to insure your new home, the cost of that policy is normally added into your closing costs and sent into an escrow account to be paid to the insurance company directly the first year.
Escrow and Closing Costs
Before the home is legally transferred to you, the closing process must occur. During this phase, you will sign all of the mortgage documents, pay closing costs, and sign various other legal documents. Once all of the papers are signed, the keys to your new home are yours! The only thing left to do is move into your humble abode. This may occur immediately after the closing or at the date set in the closing documents.
Jon was very knowledgeable about the area
Jon was very knowledgeable about the area. He was able to show us which areas we would want to be in, and which areas to steer clear of. Jon set up listing alerts for us, so that whenever a new listing showed up in the area we wanted, and in the price range we were looking for, it would email us the listing automatically, so that we were always among the first to see a new listing. When we finally saw the house we ended up buying, Jonâs knowledge about the process and negotiation skills helped us get the house we wanted and at a price that didn't break our bank. I would definitely recommend Jon to other buyers/sellers.
One of the most respected Realtors I know
Jon is one of the most respected Realtors I know. His product knowledge in marketing homes has allowed him to be a Top Producer in the Northwest Broward County area. He really takes care of his Clients and gets full price on 95% of his listings.
I would definitely recommend Jon
My husband and I had a wonderful experience working with Jon Klein. Not only was he knowledgeable about the area, but he was available and patient. It was because of Jon that we found the perfect home and we could not be happier. If you're looking to buy/sell/rent, whatever you needs are, I would definitely recommend Jon for your needs.
Sure glad we went with Jon Klein
Sure glad we went with 'Jon Klein'
Jon knows his stuff! What seems to put him above the rest is that not only does he know Parkland and other surrounding areas like the back of his hand, but he knows who else to recommend to help you out through personal recommendations from his network of experts (real estate attorney, movers, etc.). No, there's no kickbacks involved, he just knows where to find good people to assist you in the buying and moving process. He'll help you sell current home and find a great new home like he did for my family. We are SO happy with our new home in Parkland! THANKS JON!! See you around town I hope!!
I am truly touched that you donated the books which correspond to our writing program
I am truly touched that you donated the books which correspond to our writing program. Our first grade students, current and future, will benefit greatly from your generosity. These books will allow the students to view the world through the eyes of an author and utilize the various genres and styles into their own writing. These books will give them an opportunity to read about experiences that they may not otherwise be able to experience due to their socioeconomic status.
The materials you provided will expose our first grade students to different genres of literature, styles of writing, and an abundant amount of colorful and vibrant illustrations. The students will not only use the skills learned from the books in first grade, but throughout their school years and into college as young adults. We are so excited to dive into these wonderful books!
He knows the Parkland area
Jon's great! He knows the Parkland area and can find you the right property. He is very approachable and family oriented. Give Jon a try, you won't be sorry!
I met Jon at the house within hours and purchased our dream house from Jon that day
Jon was able to have the home we purchased from him e-mailed to my computer THE DAY IT WENT ON THE MARKET! I met Jon at the house within hours and purchased our dream house from Jon that day. Had he not gotten the listing to me that fast we for sure would have lost our dream house. Jon is our local realtor guy in town and you literally can't go to any bagel joint in South Florida without seeing his picture somewhere on the screens!
Thanks to his hard work I have a home I love!
Jon was great!!! Thanks to his hard work, patience and dedication I have a home I love!
Jon’s great at making deals happen
Jon knows his stuff. He's responsive, knowledgeable and he's great at making deals happen!
We recommend Jon to all our friends and family!
I met Jon Klein 6 years ago when we moved from NY to FL. He has moved us 6 times. He is knowledgeable, trusting and truly cares. We recommend Jon to all our friends and family!
I highly recommend him if you are buying or selling a home
Jon Klein was fantastic! He worked diligently on our behalf to close the purchase of a short sale for us in record time. I highly recommend him if you are buying or selling a home.
We would highly recommend him as a Real Estate Agent
Jon Klein is knowledgeable, personable, and is always willing to do what is in the best interest of the client. He is professional in all aspects of his job. We would highly recommend him as a Real Estate Agent.
I recommend Jon without hesitation to my friends, family, co-workers, and high net worth clients
Jon is a World Class Realtor. I recommend Jon without hesitation to my friends, family, co-workers, and high net worth clients. Jon has never let me down and my contacts ALWAYS thank me for the referral. He truly understands the market, and understands his clients needs and puts them first. Not using Jon in Parkland or the surround South Florida areas is a huge mistake in my opinion.
I would highly recommend him to anyone looking to sell or buy a home
Jon is a very dedicated realtor. He works very closely with his clients from beginning to end in order to get the job done. He is efficient and well organized. He is a pleasure to work with. I would highly recommend him to anyone looking to sell or buy a home.
Not only did Jon sell our house very quickly but he helped us find our dream house quickly too!!
Jon Klein was a pleasure to work with for both the sale of our old home and the purchase of our new home. He was extremely knowledgeable about the Coral Springs/Parkland area. Jon was patient and quick to get back to me with ALL my questions and concerns. Not only did Jon sell our house very quickly but he helped us find our dream house quickly too!!
Jon was on top of everything and updating me every step of the way
If you need a Realtor in the Parkland and Coral Springs area, Jon Klein is the one to go call. He listed and sold my Heron Bay home and then found me a new place. I have dealt with many Realtors in the past, but none pay attention to detail and respond as quickly as Jon. Communication is the most important thing I was looking for and Jon was on top of everything and updating me every step of the way.
My husband and I would highly recommend Jon Klein as the perfect real estate agent
My husband and I would highly recommend Jon Klein as the perfect real estate agent for anyone buying a home, townhouse or even renting a property. He truly listens to your requests, concerns and must haves and will show you properties that fit your requirements. He is a very friendly and warm person as well as extremely professional and knowledgeable in his field. We do believe that we found our perfect home solely because of Jon's expertise! We are sure your experience with Jon Klein will prove to be a successful and pleasant one!
Jon’s knowledge about the process and negotiation skills helped us get the house we wanted
Jon was very knowledgeable about the area. He was able to show us which areas we would want to be in, and which areas to steer clear of. Jon set up listing alerts for us, so that whenever a new listing showed up in the area we wanted, and in the price range we were looking for, it would email us the listing automatically, so that we were always among the first to see a new listing. When we finally saw the house we ended up buying, Jon's knowledge about the process and negotiation skills helped us get the house we wanted and at a price that didn't break our bank. I would definitely recommend Jon to other buyers/sellers.
He was extremely knowledgeable about the Coral Springs/Parkland area
It was a pleasure dealing with Jon for both the sale and purchase of our new home. He was extremely knowledgeable about the Coral Springs/Parkland area. Not only did Jon sell our house very quickly but he helped us find our dream house quickly too!!
He responded quickly to e mails and phone calls
Jon was a pleasure to deal with in both the sale and purchase of our new home! He responded quickly to e mails and phone calls and promptly responded to take us to see any home that was listed in a very difficult market! He is extremely knowledgeable as well as personable and most important looks out for his clients with lots of TLC! I would highly recommend Jon!!
Jon Klein really impressed me
Jon Klein really impressed me. His work combines: Dedication, Professionalism, Acknowledge, Expertise, Honesty, highly skilled negotiation procedures. I recommend him for every stage in the Realtor Business.
Got the job done when no one else could
Very professional, got the job done when no one else could. Even the dog, cat, & hamster loved him. He has a great crew working with him.
Jon’s top skill is really figuring out what his clients want
Jon is a breath of fresh air in a crowded real estate industry full of agents that have little idea about what they are doing and generally a waste of time. Jon is a true professional all the way through and his experience comes out in every phase of the transaction from showing properties, handling offers, negotiation and the process to closing. Jon's top skill is really figuring out what his clients want and not pushing properties that don't meet the client criteria. He also has excellent people skills that he leverages not only in client interactions but also when dealing with agents/owners on the other side. Jon also has excellent knowledge of the areas/neighborhoods he works in which is tremendously valuable for a buyer that is not familiar with the area. If you want only the best representing you then Jon would be an excellent choice!
I don’t recommend many people, Jon is one I would be willing to stand behind
In an industry that is littered with below average realtors, Jon is a true professional in every sense!. I found Jon to be very patient and professional in his dealings, he never pushed to make the deal, just stated the facts. He is an expert in the North Broward area, knowledge that comes in very handy during the buying the process. Jon also has great people skills, which he leverages effectively for his clients. I don't recommend many people, Jon is one I would be willing to stand behind.
Jon Klein and his associate Sheila are the ultimate professionals
Jon Klein and his associate Sheila are the ultimate professionals. If you are looking for a real estate agent that will make the transaction as easy and simple as possible, you cannot find anyone better than Jon. He makes sure you are on top of every single step necessary to buy or sell a house. We did not have one hiccup throughout the entire process and we closed the exact day and time we were scheduled to close thanks to Jon and Sheila. They worked hand in hand with my title company, First International Title and mortgage broker, Express Lending Services. I am so happy that I chose Jon as my real estate agent and highly recommend him to anyone looking for an agent.
Sold in less than a week
Outstanding service, extremely satisfied with Jon. We used him to sell a second property which also sold in less than a week. Will continue to refer to friends and family.
I highly recommend them. They are experts in the area!
Working with Jon and Sheila was great. They took care of everything, kept me informed and handled everything very professionally. We had a setback or two getting close to our closing but they resolved everything and we closed as scheduled. With these setbacks we were in constant communication, which kept me reassured. I highly recommend them. They are experts in the area!
Showed his expertise and knowledge in all areas of realty
Jon helped us first finding a rental in Parkland and then when ready for a purchase he showed his expertise and knowledge in all areas of realty. He has also recommended many local businesses that we have used. We highly recommend Jon and his team.
Showed us houses around our crazy schedules
Jon was available to answer my questions (night or day), and was available to show us houses around our crazy schedules. He is very knowledgeable about Parkland, which helped us pick the right community for our growing family.
Jon Klein and Sheila Hurst are the best agent out there
Jon Klein and Sheila Hurst are the best agent out there. They were helpful in every aspect along the way during the purchase of our home from everything to negotiating the deal, having things fixed in the house prior to closing, and the smoothness of the closing process. I couldn't have been happier with having them as my agent. I would recommend Jon Klein for anyone looking to buy or sell their home. Thanks for everything!
His entire team was fantastic
Jon has an excellent grip on the market in the Parkland area, and I could not imagine there is someone more qualified than him to assist. His entire team was fantastic, and you would be making a mistake if you didn't at least give Jon a call. He guided us, as first-time home buyers, through the entire process, and went above and beyond with excellent service, prompt responses, and general guidance.
Jon is a true professional
Jon was very patient with us while searching for our first home. We put our trust in him and he made it happen!
His entire team was fantastic
Jon has an excellent grip on the market in the Parkland area, and I could not imagine there is someone more qualified than him to assist. His entire team was fantastic, and you would be making a mistake if you didn't at least give Jon a call. He guided us, as first-time home buyers, through the entire process, and went above and beyond with excellent service, prompt responses, and general guidance.
I would refer her always to family and friends
Shana is an AMAZING Realtor. I relocated to Florida for a job and I had experiences with 2 Realtors. A coworker referred Shana to me. She quickly understood what type of house I was looking for to accommodate my elderly mother and my family. She embrassed every moment with me by listening, knowledge and expertise. She is number one in my book. I would refer her always to family and friends.