Every insurance policy is different and can provide certain levels of protection tailored towards the needs of the policy holder. However, there are some standard types of coverage that are included in most basic home insurance policies.
Homeowner’s Insurance: What’s Covered, What Isn’t and Why You Might Need It
Homeowner's insurance is an incredibly valuable and beneficial policy for homeowners to have, but it is necessary to understand what traditional policies do and do not cover.
The 5-Minute Guide To Flood Insurance: What It Is, How It Works, And Whether You Need It
Not all homeowners are aware that home insurance policies don’t necessarily cover damage related to a flood, as the risks are too great.
Insurance Policies : Which Do You Need, Which Should You Skip?
Just because an insurance policy is available, that doesn’t mean you should buy it.
Everyone Lives In A Flood Zone. Are You Covered?
Flooding is the top-ranked natural disaster in the United States, with a dozen potential causes ranging from heavy rains, tropical storms and hurricanes to new housing developments and rain after fire. Floods can occur in all 50 states and, when they do, they leave massive damage in their wake.
If You’re A Landlord, You Need A Landlord Insurance Policy
If you plan to buy a rental property , or to convert your current residence for long-term rental, make sure your home is properly insured. A traditional homeowners insurance policy may be unsuitable for landlords.
My Home Is Flooded. What Do I Do?
Flood waters can strike any city, in any state, at any time. According to FloodSmart.gov, floods are the #1 most common disaster in the United States. $709 million in flood insurance claims were paid to households, businesses, and renters in 2010 — more than one-third of which went to people outside of “high-risk areas”.